Rates
Car Loan Interest Rates in Delhi NCR
Some of the most competitive starting rates from leading banks and NBFCs in Delhi NCR. We compare them all to get you the lowest EMI.
| Bank / Lender | Rate Tier | Max tenure | Funding |
|---|---|---|---|
 SBI | Lowest Rate | 7 yrs | High Funding |
 HDFC Bank | Very Competitive | 7 yrs | Maximum Funding* |
 ICICI Bank | Very Competitive | 7 yrs | Maximum Funding* |
 Axis Bank | Competitive | 7 yrs | High Funding |
 Kotak Mahindra | Competitive | 7 yrs | High Funding |
 Bajaj Finserv | Standard Rate | 7 yrs | High Funding |
- Lowest RateSBI
7 yrs • High Funding
- Very CompetitiveHDFC Bank
7 yrs • Maximum Funding*
- Very CompetitiveICICI Bank
7 yrs • Maximum Funding*
- CompetitiveAxis Bank
7 yrs • High Funding
- CompetitiveKotak Mahindra
7 yrs • High Funding
- Standard RateBajaj Finserv
7 yrs • High Funding
*Indicative rates for comparison only. Actual rate depends on your profile and lender approval.
By car segment
Indicative rates by car segment
Rates vary slightly by car value and segment.
Entry Hatchback
Alto, S-Presso, Celerio
Competitive
Premium Hatchback
Baleno, i20, Altroz
Competitive
Compact Sedan / SUV
Dzire, Nexon, Venue
Very Competitive
Mid-size SUV
Creta, Seltos, Grand Vitara
Very Competitive
Premium / Luxury
Fortuner, BMW, Mercedes
Lowest Rate
EMI calculator
See what these rates mean for you
Your monthly EMI
₹16,801
Total interest
₹2,08,089
Total payable
₹10,08,089
*Indicative only. Actual EMI depends on lender approval and final rate.
FAQ
Interest rate FAQs
New car loans are currently priced at some of their most competitive levels, depending on the lender, your profile and the car segment. Used car loans carry noticeably higher rates. We compare 10+ lenders including SBI, HDFC, ICICI, Axis, Kotak, and Bajaj Finserv to find the lowest available rate.
Your income, credit score, employer/business profile, loan amount, tenure and the car segment all influence the rate offered.
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